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A LOCAL
MORTGAGE LENDER
YOU CAN TRUST

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Chad Gilstad

Loan Originator
NMLS ID#438361

After 12 years in the mortgage industry, Chad has learned to understand his clients on a deeper level: What is their story? How can I help them in their pursuit of a home? He sees every customer as a real person, with unique goals and needs.

 

Chad then gets to match them with the best loan product possible ensuring a personal and unique experience. Buying or refinancing is a very exciting time, Chad is here to answer any questions you may have and ease any hesitations.

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We never settle. We never stop. We’re always moving forward.

Contact Us

By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a corporate, state, or federal Do Not Call registry or requested Cardinal Financial Company, Limited Partnership not send marketing information to you by use of phone, email or text message. You agree Cardinal Financial Company, Limited Partnership may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving autodialed calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership products or services and you may choose to contact a Loan Originator by calling (949) 259-3941 or (949) 565‑3044.

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Financing the Future Together

Services

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HOME PURCHASE

Getting a mortgage is more than just rates; it’s about developing a plan for one of the biggest investments that you will make in your life. I work to match your unique credit, income and asset qualifications to the best program available to you.

HOME
PURCHASE

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REFINANCE

When refinancing, it is important to understand what your unique goals are so that I can customize a loan program for you. Whether lowering your interest rate or putting you in a different type of loan, I'll assess your needs to determine the right fit to get more money in your pocket.

REFINANCE

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VA LOANS

If you’re a veteran or an active-duty servicemember, there’s no better mortgage product for you. Guaranteed by the U.S. Department of Veterans Affairs, VA loans are specially designed with exclusive benefits for veterans, active-duty service members, and eligible surviving spouses.

VA LOANS

Ready to get started?